Why Use a Mortgage Broker or Agent?

As a mortgage professional, I can guide you through all your options allowing you to make an informed decision based on your current and future needs. Having an expert in your corner can be the difference between making a decision and making the right decision.

Get independent advice on your financial options
As an independent mortgage professional, I’m not tied to any one lender or range of products. My goal is to help you successfully finance your home or property. We’ll start by getting to know you and your home ownership goals. We’ll make a recommendation, drawing from available mortgage products that match your needs, and we will decide together on what’s right for you.
Save time with one-stop shopping
It could take weeks for you to organize appointments with competing mortgage lenders, and I know you’d probably rather spend your time house-hunting! I work directly with dozens of lenders, and can quickly narrow down a list of those that suit you best. It makes comparison- shopping fast, easy, and convenient.
I negotiate on your behalf
Many people are uncertain or uncomfortable negotiating mortgages directly with their bank. Brokers negotiate mortgages each and every day on behalf of Canadian homebuyers. You can count on my market knowledge to secure competitive rates and terms that benefit you.
More choice means more competitive rates
I have access to a network of major lenders in Canada, so your options are extensive. In addition to traditional lenders, I also know what’s being offered by credit unions, trust companies, and other sources. I can also help you take care of other requirements before your closing date.
Ensure that you’re getting the best rates and terms
Even if you’ve already been pre-approved for a mortgage by your bank or another financial institution, you’re not obliged to stop shopping! Let me investigate to see if there is an alternative to better suit your needs.
Get access to special deals and add-ons
Many financial institutions would love to have you as a client, which is why they often offer incentives to attract creditworthy customers. These can include retail points programs, discounts on appliances, shopping clubs, and more. I do the math on which offers might be worth your attention when it comes to financing or mortgage insurance so you get the perks you deserve.
Things move quickly
My job isn’t done until your closing date goes smoothly. I’ll help ensure your mortgage transaction takes place on time and to your satisfaction.
Get expert advice
When it comes to mortgages, rates, and the housing market, I’ll speak to you in plain language. I can explain the various mortgage terms and conditions so you can choose confidently.
No cost to you
There’s absolutely no charge for my services on typical residential mortgage transactions. How can I afford to do that? Like many other professional services, such as insurance, mortgage brokers are generally paid a finder’s fee when we introduce trustworthy, dependable customers to a financial institution. These fees are quite standard and nearly industry-wide so that the focus remains on you, the customer.
Ongoing support and consultation
Even once your mortgage is signed and paperwork is complete, I am here if you need any advice on closing details or even future referral needs. I am happy to be of assistance when you need it.
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Let's Connect and Get Your Mortgage Approved!

I'm available to my valued clients 7 days a week, and many years after I get you that mortgage. I will pick up my phone, unless I am currently helping another client. If you get a busy signal, please leave a message and I will get back to you as soon as possible. Be sure to leave your name, number a reason for you call.

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