Meet Your Mortgage Team

Dawn Nichol

Dawn Nichol

Mortgage Agent

As a licensed Mortgage Agent (level 2) in Ontario, my main focus is to get your mortgage approved at the best possible rate. After reviewing your financial situation, credit, income and your needs, I will reach out to different lenders to find the best mortgage just for you. Our office offers mortgage products from the big banks, monoline lenders, credit unions and private investors.

FSRA* License M22002903

Charmaine Idzerda

Charmaine Idzerda

Owner, Verico Designer Mortgages Inc.

As the brokerage owner, Charmaine works with her Mortgage Agents in placing our clients’ needs first. Her generosity and selflessness rubs off of every Agent that works under her wing. Recipient of multiple awards and with more than 20 years of experience in the mortgage industry and 30 years in the banking sector, Charmaine brings a wealth of experience to the table.

FSRA* License M08000747

Keristina Guirges

Keristina Guirges

Mortgage Agent & Customer Service Admin

Keristina is our office document and compliance wizard! She makes sure that we have all the supporting documents we need to process your application. As a licensed mortgage agent in her own right, she makes sure all Ts are crossed and Is are dotted, and stays on top of lender replies and requests for additional information and/or documents.

FSRA* License M15002221

award winning team

Financial Services Regulatory Authority of Ontario (FSRA) licenses mortgage brokers, agents, brokerages and administrators in Ontario. Licensed mortgage professionals have met specific education, experience and suitability requirements.

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